Finance – Ramesh Fernandez

Fri. Oct 16th, 2026

You may have to pay money for using your own money soon! – RBI Proposal for UPI Transactions

August 21, 2022 Ramesh Fernandez

You may have to pay money for using your own money soon! UPI payments might be chargeable! If you utilise UPI for all transactions, you should be aware of the…

Chinese citizens boycott mortgage emi payments

July 17, 2022 Ramesh Fernandez

Thousands of home buyers have stopped paying their EMIs because they say, they've not got their homes. They will not payback their loans. China could start a financial pandemic.

EMI என்றால் என்ன, எப்படி கணக்கிடப்படுகிறது?

May 28, 2022 Ramesh Fernandez

EMI (Equated Monthly Installment) EMI இல்லாமல் வாழ்க்கையே இல்லை என்றாகிவிட்டது பெரும்பாலோர்க்கு. EMI என்றால் என்ன, எப்படி கணக்கிடப்படுகிறது?

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Database Internals

Postgres B-Tree Hacks: Zero-Bloat Updates at Scale

October 15, 2026 Ramesh Fernandez

Cloud Cost Optimization

In-Place Pod Resizing: Zero-Downtime FinOps Engine

September 14, 2026 Ramesh Fernandez

Performance Tuning

Debug Off-Heap Leaks & Tune Connection Pools with eBPF

September 14, 2026 Ramesh Fernandez

Distributed Systems

Dynamic Quorum Raft: Geo-Consensus Optimization

September 13, 2026 Ramesh Fernandez